Verification statuses

The bank account connection verification lifecycle is really simple and consists of the following stages:

Status	Description	Recommended action
`pending`	The bank account connection verification has been initiated.	Wait for the `status` to change.
`inconclusive`	The verification could not be completed (e.g. the end-user failed to authorize their bank). For more details, refer to the status codes section below.	Initiate a new bank account connection verification, and share the URL to the end-user for a new attempt on their side.
`verified`	The bank account details has been successfully verified.	Proceed with accepting the request that required a bank account details verification.
`failed`	The bank account verification failed due to certain issues. For more details, refer to the status codes section below.	Reject the request that required a bank account verification. If needed, initiate a new bank account connection verification.

Status codes

STATUS: inconclusive

ℹ️
Unlike verified or failed statuses, an inconclusive verification does not incur a charge to the client.

Code	Type	Description
BACV_1100	Platform issue	Error on the platform side.
BACV_1101	Platform issue	Verification expired.
BACV_1200	User issue	User canceled the verification.
BACV_1201	User issue	User declined consent.
BACV_1300	Authentication issue	Dynamic credentials incorrect.
BACV_1301	Authentication issue	Dynamic credentials flow canceled.
BACV_1302	Authentication issue	Dynamic credentials flow timeout.
BACV_1303	Authentication issue	User not a customer.
BACV_1304	Authentication issue	User blocked.
BACV_1305	Authentication issue	User concurrent logins.
BACV_1306	Authentication issue	Action not permitted.
BACV_1307	Authentication issue	User action required.
BACV_1308	Authentication issue	No account.

STATUS: failed

Code	Type	Description
BACV_1403	Account type issue	Personal account expected, Business account found.
BACV_1404	Account type issue	Business account expected, Personal account found.