Bank account details verification

The bank account details verification service enables you to verify a person’s or company’s banking information by analyzing the file containing these details (“RIB”).

The verification process is very straightforward and consists of the following steps:

1. Submit the file via the API containing the bank account details.
2. Receive the verification results once the document is analyzed. You can obtain the response via a webhook or by calling a dedicated endpoint.

When a bank account document is verified, the following checks are performed:

• Quality Check: ensures the document is readable (e.g., brightness, contrast).
• Type Validation: confirms the format is a valid bank account document.
• Data Consistency: verifies alignment with the information declared when requesting the verification (e.g., IBAN, account holder).
• Authenticity: detects alterations or forgeries through IBAN/BIC format checks, visual analysis, and database comparisons.

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Coming soon

We plan to introduce new options for bank account verification in the coming months, including the ability to verify the very existence of the bank account directly with the banks, via an Open Banking system.