Bank account details verification

The bank account details Verification service enables you to verify a person’s or company’s banking information by analyzing the file containing these details (“RIB”).

The verification process is very straightforward and consists of the following steps:

1. Submit the file via the API containing the bank account details.
2. Receive the verification results once the document is analyzed. You can obtain the response via a webhook or by calling a dedicated endpoint.

When a bank account document is verified, the following checks are performed:

• Quality Check: ensures the document is readable (e.g., brightness, contrast).
• Type Validation: confirms the format is a valid bank account document.
• Data Consistency: verifies alignment with the information declared when requesting the verification (e.g., IBAN, account holder).
• Authenticity: detects alterations or forgeries through IBAN/BIC format checks, visual analysis, and database comparisons.